Debt Education and Certification Foundation (DECAF) is a leading non-profit provider of the required pre and post-bankruptcy counseling services. Our Foundation specializes in assisting people that are filing bankruptcy without the assistance of an attorney. We look forward to assisting you through the counseling process as you meet the bankruptcy requirements.

To avoid costly court fees and loss of bankruptcy protection for you and your possessions, sign up and complete your course quickly.

• Sign-up at the discounted price of $40.00. No additional charge for your spouse, when filing together.
• Speak to Financial Counselors 7 days a week, in English or Spanish languages.
• Take your course online or by phone.
• Your certificate immediately available for download or email following course completion.
• Enter and exit the course at any time. Our course saves your progress along the way.

For questions or assistance, call our friendly staff toll free at 1-866-859-7323