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Please enter the following information and your username and password will be emailed to the address you provided during registration. If you do not receive an email, please call 1-866-859-7323 for further assistance.

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Why Choose BKcert?

Course 1 and Course 2 are offered through BKcert, a U.S. Trustee approved agency*.
  • Unparalleled expertise
  • Unbiased counseling
  • Unrivaled convenience
  • Couples filing jointly can complete courses together, at no additional charge

What Is DECAF?

Debt Education & Certification Foundation (DECAF) provides credit counseling certificates as required before filing for bankruptcy and Debtor Education courses to be completed after filing.

For Fee Waiver Qualifications, click here.

Contact Us

1-866-859-7323
DECAF
114 Goliad Street
Benbrook, TX 76126-2009
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