⚠ Important Notice: Our website will be down intermittently starting on Tuesday, May 5th at 9PM Central Time as we transition to our upgraded website. All courses should be saved and logged out BEFORE 9PM CT on May 5th. Our website may be unavailable that evening and course progress not saved prior to this time may be lost. Please mark your calendar for this day and time.
Why Choose BKcert?
Course 1 and Course 2 are offered through BKcert, a U.S. Trustee approved agency*.
Unparalleled expertise
Unbiased counseling
Unrivaled convenience
Couples filing jointly can complete courses together, at no additional charge
What Is DECAF?
Debt Education & Certification Foundation (DECAF) provides credit counseling certificates as required before filing for bankruptcy and Debtor Education courses to be completed after filing.
For Fee Waiver Qualifications, click here.
